Roth Ira Limits 2025 Agi Limits. Roth ira contribution limits in 2025 and 2025 by magi and tax filing status the following table shows how much you can contribute to your roth ira in 2025 and 2025 based. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth ira, and if you’re married and filing jointly, your magi.

The roth ira income limits will increase in 2025. The maximum amount you can contribute to a roth ira for 2025 and 2025 is $7,000 if you’re younger than.